Optimize Your Finances with Strategic Tax Planning
Effective tax planning is crucial to maximizing your financial outcomes. At Dimira Finserve LLP, we offer comprehensive tax planning services that help you minimize your tax liabilities while staying compliant with current tax laws. Our advisors work with you to develop strategies that fit within your overall financial plan, ensuring tax efficiency in every aspect of your finances
Key Features
Why Choose Our Tax Planning Services?
Our experts stay up-to-date with the latest tax laws and leverage this knowledge to create tax-saving opportunities for you. We help you keep more of what you earn while ensuring compliance.
Feature | ELSS (Equity Linked Savings Scheme) | Public Provident Fund (PPF) | National Savings Certificate (NSC) | 5-Year Tax-Saving Fixed Deposit | National Pension System (NPS) |
---|---|---|---|---|---|
Type of Investment | Mutual Fund (Equity) | Government Scheme | Government Scheme | Bank Fixed Deposit | Pension Scheme |
Lock-in Period | 3 years | 15 years | 5 years | 5 years | Till retirement |
Risk Level | High | Low | Low | Low | Moderate to High |
Expected Returns | Market-linked (higher potential) | Fixed (7.1% - 8% approx.) | Fixed (7.7% approx.) | Around 6% - 7% | Market-linked (varies) |
Tax Deduction Limit (Section 80C) | Up to ₹1.5 lakh | Up to ₹1.5 lakh | Up to ₹1.5 lakh | Up to ₹1.5 lakh | Up to ₹1.5 lakh |
Tax on Returns | Long-term capital gains tax (10% on gains above ₹1 lakh) | Tax-free (EEE) | Taxable | Taxable | Partially taxable |
Wealth Creation Potential | High (equity exposure) | Moderate (fixed returns) | Moderate (fixed returns) | Moderate (fixed returns) | High (if invested wisely) |