Mutual Funds

Mutual Funds

Diversify Your Investments with Our Expertly Managed Mutual Funds
Mutual funds offer an effective way to diversify investments without the hassle of allocating single assets in a portfolio. At DIMIRA FINSERVE LLP, we provide access to a wide range of mutual funds covering various risk profiles, investment horizons, and objectives. Whether you want to invest for your retirement or to grow your savings quickly, in dividend paying stocks or industry-specific stocks, harnessing our mutual fund offerings, expertise, and track record, we can help you with it all!

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They are investment vehicles that pool money from many investors to purchase a diversified portfolio of stocks, bonds, or other securities. This allows individual investors to access a broader range of investments than they might be able to afford on their own. The fund is managed by professional fund managers who make decisions on behalf of the investors, aiming to achieve specific financial goals.


Key Features

  • Wide Range of Funds : Access to equity, debt, balanced, and sector-specific mutual funds
  • Professional Management : Funds managed by experienced professionals who continuously monitor market trends and adjust portfolios accordingly.
  • Diversification : Spread your investment across various asset classes to reduce risk and enhance returns.

What is a Systematic Investment Plan (SIP)?

A Systematic Investment Plan (SIP) is a method of investing in mutual funds where an individual invests a fixed amount of money at regular intervals, typically monthly or quarterly. This approach is designed to make investing more manageable and disciplined, allowing investors to build wealth over time without needing to invest a large sum all at once.


Key Features of SIP

  • Regular Contributions : Investors can choose a specific amount to invest regularly, which can be as low as ₹500 per month. This makes it accessible for many people.
  • Rupee Cost Averaging : SIPs take advantage of market fluctuations. When prices are low, the same fixed investment buys more units, and when prices are high, it buys fewer units. This strategy helps to average out the cost of investments over time.
  • Compounding Benefits : By investing regularly, the returns generated from the investment can be reinvested, leading to compounding growth over time. This means your money can grow significantly if invested for the long term.
  • Flexibility : Investors can adjust their SIP amounts, pause, or stop their investments at any time without penalties, providing adaptability to changing financial situations.

SIPs are particularly popular among those looking to invest for long-term goals like retirement, education, or wealth accumulation, as they encourage a habit of saving and investing regularly.

Why Choose Our Mutual Funds?
Our mutual funds are backed by rigorous research and analysis, ensuring that your investments are positioned for success. We provide transparency, regular updates, and ongoing support to help you stay informed about your portfolio’s performance.

Point of Comparison Mutual Funds (MFs) Portfolio Management Services (PMS) Alternative Investment Funds (AIFs)
Accessibility Open to all investors with low minimums (as low as ₹500) Targeted at high-net-worth individuals with a minimum of ₹50 lakhs Limited to high-net-worth individuals with a minimum of ₹1 crore
Liquidity High liquidity; easy to buy/sell on a daily basis Moderate liquidity; depends on the portfolio's composition Lower liquidity due to lock-in periods and limited redemption options
Regulation Heavily regulated by SEBI, ensuring transparency and investor protection Also regulated by SEBI, but with more personalized management Regulated but with less stringent rules; more flexibility in investment strategies
Diversification Offers diversified exposure across various asset classes Customizable portfolios but may lack broad diversification compared to MFs Focuses on niche investments, potentially leading to higher risk
Cost Structure Generally lower fees (1% - 2.25% expense ratio) Higher fees due to personalized service (1% - 3% management + profit-sharing) Higher fees, including management and performance fees (often 2% management + 20% of profits)